Community Focus

Microfinance Loans

Small-scale loans for individuals and small businesses from regulated entities with quick approval and community focus.

Microfinance Features

Designed to provide financial access to underserved communities with flexible terms

Small Amounts

Loans starting from ₹5,000 to ₹2,00,000 for immediate needs

Quick Approval

Fast processing with minimal documentation requirements

Community Focus

Designed to support local communities and small businesses

Regulated Rates

Interest rates regulated by RBI to ensure fair pricing

Loan Categories

Different types of microfinance loans to meet various needs

Individual Loans

Individuals, Self-employed

Personal loans for individuals to meet immediate financial needs

Loan Amount
₹5,000 - ₹50,000
Tenure
3 months - 2 years
Interest Rate
18% - 24% p.a.
Security
Unsecured
Minimal Documentation
Quick Disbursal
Flexible Repayment
No Collateral

Small Business Loans

Micro Enterprises, Small Businesses

Working capital and expansion loans for micro and small businesses

Loan Amount
₹25,000 - ₹2,00,000
Tenure
6 months - 3 years
Interest Rate
15% - 22% p.a.
Security
Unsecured
Business Support
Flexible Terms
Quick Processing
Growth Focus

Group Loans

Women Groups, Community Organizations

Joint liability group loans for women and community members

Loan Amount
₹10,000 - ₹1,00,000
Tenure
6 months - 2 years
Interest Rate
12% - 20% p.a.
Security
Group Guarantee
Group Guarantee
Lower Interest
Community Support
Social Impact

Livelihood Loans

Farmers, Artisans, Service Providers

Loans for income-generating activities and livelihood improvement

Loan Amount
₹15,000 - ₹75,000
Tenure
6 months - 2 years
Interest Rate
16% - 22% p.a.
Security
Unsecured
Income Generation
Skill Development
Sustainable Growth
Support Services

Leading Microfinance Institutions

Top microfinance institutions with excellent track records in financial inclusion

Bandhan Bank

4.4/5

Est. 2001

Pan India

Individual Loans
Group Loans
Livelihood Support

SKS Microfinance

4.2/5

Est. 1998

Rural Focus

Women Empowerment
Rural Loans
Small Business

Ujjivan Small Finance Bank

4.3/5

Est. 2005

Urban & Rural

Micro Loans
Small Business
Financial Inclusion

Equitas Small Finance Bank

4.1/5

Est. 2007

South India

Microfinance
Vehicle Loans
Small Business

Benefits of Microfinance

Access to credit for underserved populations
No requirement for traditional collateral
Flexible repayment schedules
Community-based approach
Focus on financial inclusion
Support for women entrepreneurship
Quick loan processing
Reasonable interest rates

Eligibility Criteria

Age: 18-65 years
Income: ₹5,000+ per month
Residence: Minimum 1 year in current location
Business: Minimum 6 months operation (for business loans)
Credit History: No major defaults
Documentation: Basic KYC documents

Ready to Apply for a Microfinance Loan?

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